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Discretionary Portfolio
Management

Delegate your investment performance to our dedicated portfolio managers

Investment Philosophy

BIL Suisse believes in asset class diversification to achieve the best possible return for a given risk. After having defined the long-term optimum level of diversification for each strategy (Strategic Asset Allocation), our Asset Allocation Committee regularly adjusts the weights of each asset class depending on its short to medium term market views. This results in a tactical positioning of overweight, neutral or underweight for each asset class based on current market expectations (Tactical Asset Allocation). Finally, the portfolio construction is based on dedicated and monitored investment universes

Our solutions

Serenio Classic

Funds and/or ETFs only

Min. CHF 1,000,000 or equivalent

Privilege

Tailor-made portfolio management with a higher service level and more flexibility regarding allocation and implementation

Min. CHF 1,000,000 or equivalent

Five investment strategies

Risk profile

Investment strategy

Time horizon / Loan-to-value ratio (LTV)

Defensive

Fixed
Income

The investment strategy “Fixed Income” seeks to generate stable regular income

2-4 years

LTV: 90%

Low

Income

The investment strategy “Multi Asset Income” seeks steady returns through regular income and some capital gains

3-5 years

LTV: 80%

Middle

Balanced

The investment strategy “Multi Asset Balanced” seeks asset growth through a combination of capital gains and regular income

5-7 years

LTV: 75%

Fixed
Income
Dynamic

The investment strategy “Fixed Income Dynamic” seeks to generate regular income and some capital gains

5-7 years

LTV: 75%

High

Growth

The investment strategy “Multi Asset Growth” seeks significant asset growth mostly through capital gains

7+ years

LTV: 65%

finger

Risk profile:

Defensive

Investment strategy:

Fixed
Income

The investment strategy “Fixed Income” seeks to generate stable regular income

Time horizon / Loan-to-value ratio (LTV):

2-4 years

LTV: 90%

Risk profile:

Low

Investment strategy:

Income

The investment strategy “Multi Asset Income” seeks steady returns through regular income and some capital gains

Time horizon / Loan-to-value ratio (LTV):

3-5 years

LTV: 80%

Risk profile:

Middle

Investment strategy:

Balanced

The investment strategy “Multi Asset Balanced” seeks asset growth through a combination of capital gains and regular income

Time horizon / Loan-to-value ratio (LTV):

5-7 years

LTV: 75%

Risk profile:

Middle

Investment strategy:

Fixed
Income
Dynamic

The investment strategy “Fixed Income Dynamic” seeks to generate regular income and some capital gains

Time horizon / Loan-to-value ratio (LTV):

5-7 years

LTV: 75%

Risk profile:

High

Investment strategy:

Growth

The investment strategy “Multi Asset Growth” seeks significant asset growth mostly through capital gains

Time horizon / Loan-to-value ratio (LTV):

7+ years

LTV: 65%

Your benefits

Wealth
Protection

  • Protecting and growing our clients’ wealth is our first priority and focus

  • Fiduciary duty towards our clients

Rigorous
Process

  • Robust and diversified portfolio construction, enhanced by dedicated risk management controls and monitoring

Expertise

  • Active investment, taking advantage of investment ideas generated by our global and regional market specialists

  • Access to direct, single-line investments in both equities and bonds

  • Open architecture, using best-in-class investment solutions by combining BIL internal strengths with complementary external investment competences

Dedicated
Portfolio
Managers

  • Direct access to dedicated Portfolio Managers

  • Close contact between your Relationship Manager and the portfolio Managers

Tailored
Approach

  • Tailoring capabilities according to clients’ individual needs and preferences

  • Choice of gradual portfolio implementation

  • Unique opportunity to define your own strategic asset allocation